Resources for business owners

Discover leading insights from our fractional CFOs and finance experts at The Finance People. Use this advice to enhance your strategy, overcome common financial challenges within SMEs, or to better understand key areas of finance for business. 

Business Growth, Cash Flow, Finance Advice, Profitability, SMEs The Finance People Business Growth, Cash Flow, Finance Advice, Profitability, SMEs The Finance People

Why SME Growth Stalls Without a Strategic CFO – and How to Fix It

For many SME leaders, the early years of business growth are marked by momentum, opportunity and a strong sense of possibility. But then – often unexpectedly – that growth starts to plateau. Revenue flattens. Profitability wavers. Teams feel stretched, and decisions start to feel reactive rather than strategic. In this article, we’ll explore why SME growth stalls and why a CFO is the fundamental difference between a scaling SME and a failing one. 

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Will Smith Will Smith

The true cost of DIY finances

When you’re building a business, there’s a certain pride in doing things yourself - plus, it’s cheaper when you’re getting started and you’re trying to save the pennies. From branding to operations, founders often wear many hats in the early stages. It’s scrappy, cost-effective, and gives you a sense of control. But when it comes to managing your company’s finances without a professional background, the risk can start to outweigh the reward.

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The Finance People The Finance People

Where Most SMEs Go Wrong with Fractional Experts

Many SMEs have a skewed perspective of working with fractional team members, or do not fully utilise the opportunities available to them. Here are the most common mistakes SMEs make when taking on fractional experts - and how to fix them.

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The Finance People The Finance People

The Changing Landscape of Hiring for SMEs

Hiring in 2025 looks very different from even five years ago. Traditional full-time employment is becoming less sustainable for many SMEs. This article explores the best alternative hiring strategies for SMEs in 2025.

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The Finance People The Finance People

7 Key Metrics Every SME Owner Should Monitor for Sustainable Growth

If you’re striving for sustainable growth in your SME, keeping track of the right metrics for SMEs is essential. But with so many numbers and dashboards to monitor, where should you start? Which metrics truly matter, and how do they guide your decisions?

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The Finance People The Finance People

How to Delegate Like a Pro in SMEs

Delegation is often heralded as the hallmark of great leadership. The ability to entrust tasks and responsibilities to others not only empowers your team but also frees you to focus on the bigger picture. Discover how to delegate like a pro.

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Carly Smith Carly Smith

Preparing Your SME for a Potential UK Recession in 2025

For SMEs, a recession presents unique challenges, from managing cash flow and retaining customers to cutting costs and identifying growth opportunities. However, with the right strategies, your business can not only survive but thrive during economic turbulence.

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Top 10 Scale-Up Challenges – And How to Overcome Them

Scaling up a business is an exciting yet demanding stage for SME owners and managing directors. However, this growth often brings unique hurdles that can derail even the most promising organisations. Explore the top 10 scale-up challenges and discover actionable advice on how to navigate them.

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The Common Finance Mistakes SME Owners Make and How a CFO Can Help

Learn how to identify and avoid the most common financial mistakes business owners make. From budgeting and taxes to cash flow management, gain some insight into how you can strategically improve your businesses financial health, and how a Fractional CFO can navigate this with you to secure the future of your business.

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The Finance People The Finance People

When to Transition from a Fractional CFO to a Full-Time CFO

As your business evolves, so do its financial needs. Many SMEs find immense value in leveraging fractional CFOs or other fractional finance experts to manage their financial strategy and operations. However, there comes a point in the lifecycle of a growing business when transitioning to a full-time CFO becomes not just beneficial but necessary. Read now.

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The Finance People The Finance People

Five Key Responsibilities of a Fractional CFO

What can a fractional CFO do for your business? Find out the key responsibilities of a fractional CFO and explore whether you could benefit from this role in your business.

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Finance Advice, SMEs The Finance People Finance Advice, SMEs The Finance People

8 Finance-Related Problems SMEs Face 

Small and medium-sized enterprises (SMEs) are the backbone of many economies around the world. However, managing the finances of an SME can be challenging, fraught with hurdles that can impact their growth and sustainability. Explore 8 common finance-related problems that SME owners often encounter, how to better prepare and overcome them.

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Finance Advice Emily Cooper Finance Advice Emily Cooper

Is Your Business Ready for a Fractional CFO?

For SMEs that cannot afford a full-time CFO at the level they require, the fractional CFO model presents an excellent way to make that crucial step forward. Despite not adhering to the standard Monday-Friday, 9-5 schedule, the fractional CFO delivers high-level financial strategy, systems analysis, and operational insights on a part-time or contractual basis.

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