Fractional CFO services for SMEs
Skip the hire.
Power up with a fractional CFO.
Find a fractional CFO to support your SME. Whether you’re scaling, raising funds, planning an exit or simply need greater control of your finances.
About us
Fractional CFO support that unlocks insight, control, and confidence — for businesses ready to go further.
Say goodbye to full-time hires and bring in expert financial support that flexes with you.
Why go fractional?
Get the insight of a seasoned CFO, without the full-time cost. From growth planning to cash flow clarity, we help you take control of your finances and make confident decisions. Flexible, experienced, and built for growing businesses — this is finance, done differently.
A CFO when you need one — not when you don’t.
Why hire full-time when part-time delivers just as much impact? Get senior financial leadership on a flexible basis, tailored to your growth stage and goals.
Support that scales and fits around your business.
Need input weekly, monthly or just for key moments? A fractional CFO scales with you and your business, providing exactly the level of support you need — no more, no less.
Make faster, smarter financial decisions.
From forecasting and funding to board-ready reports, your CFO brings clarity to the numbers - so you can move forward with confidence.
Having spoken to hundreds of small business owners, we know that traditional finance setups often fall short - and it’s easy to see why:
Full-time CFOs are expensive, especially when you don’t need them full-time
Managing the numbers yourself takes time, adds stress, and can lead to costly mistakes
Financial reports often lack clarity or feel disconnected from real business goals
Case studies
What our clients say
HLP → Achieved record-breaking turnover & reduce client dependency
Marantec → Introduced systems and levelled up internal teams for long-term success
TMT First → Transformed financial leadership, having secured £1m in invoice financing
Rethink how your business handles finance
When you hand over the numbers, we take care of the rest. We focus on providing expert financial leadership - so you can stop stressing over spreadsheets and start making confident, informed decisions.
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We’ll help you build a clear, forward-looking view of your finances, so you’re never caught off guard. From daily operations to longer-term planning, you’ll always know how much is available, what’s committed, and what’s coming in.
We’ll create dynamic cash flow forecasts tailored to your business, factoring in seasonality, sales cycles, and investment plans.
This means fewer surprises, more control - and the confidence to make decisions without second-guessing the numbers.
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Budgeting shouldn’t just be a spreadsheet exercise - it should help you grow. We create financial plans that align with your goals, reflect reality, and adapt as your business evolves. Whether you’re hiring, investing or scaling, we’ll ensure your budgets support your strategy, not hold it back.
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We turn complex financial data into clear, actionable insight. Whether it’s monthly board packs or ad hoc analysis, we’ll help you make faster, more informed decisions. No more second-guessing or waiting weeks for clarity — just the right information, when you need it.
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Whether you’re raising your first round or seeking growth capital, we’ll help you get investor-ready. We’ll build credible financial models, prepare forecasts, and support you in telling a clear financial story.
We’ve worked with startups and scaling businesses across multiple sectors, so we know what funders want to see. Our goal is simple: to help you walk into investor meetings with confidence and leave with the backing you need.
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We make sure everyone around the table is on the same page when it comes to the numbers.
You’ll get clear, professional reports that highlight financial performance, risks and key metrics — tailored to your audience. Whether you’re presenting to investors, a board of directors or internal teams, we’ll ensure your reporting reflects both detail and strategy.
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We go beyond basic reporting to show you exactly what’s driving profit - and where you might be leaking margin. From pricing strategies to cost analysis, we’ll dig into the detail and find opportunities to improve performance.
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We’ll review how your finance systems runs and identify where things can be improved. That could mean streamlining workflows, improving accuracy, or introducing better tools to save time and reduce friction.
We’ll make sure your systems are fit for purpose, scalable, and set up to support growth. -
Whether you’re preparing for a future sale, responding to a crisis, or simply building resilience, we’re here to help. We’ll guide you through risk management, contingency planning and the financial aspects of exit strategy - calmly and confidentially. You’ll get a clear picture of where your vulnerabilities lie, and how to protect your business and its value.
When challenges arise, you’ll have senior financial leadership on hand — not just reactive support.
A seamless extension of your board of directors
We do things a little differently at The Finance People — because we believe that when it comes to your business finances, the relationship matters just as much as the numbers.
You’re not just hiring a service. You’re bringing someone into your inner circle. Someone you’ll trust with the decisions that shape your future. That’s why our mission is to match you with the right fit — a fractional CFO who feels like a seamless extension of your leadership team.
From day one, they’ll take the time to understand how your business works, how you make decisions, and what success looks like to you. There’s no one-size-fits-all approach here. We prioritise chemistry, communication and real compatibility — because financial leadership should feel like a collaboration, not a transaction.
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Start in as little as 5 days
We connect you with a vetted CFO quickly - often within a week - so you can take action when it matters most. No lengthy hiring process, just immediate strategic support.
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Save up to 60% vs full-time CFOs
You get top-tier financial leadership at a fraction of the cost of a full-time hire. Perfect for businesses that need strategy without the ongoing salary burden.
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Aligned to your stage and sector
Whether you’re scaling, fundraising, or planning an exit, your CFO brings relevant industry knowledge and hands-on experience. We match you with someone who understands your goals from day one.
