Fractional CFO services for SMEs
We give SMEs access to fractional finance experts to drive business growth
Gain time, save money & make data-driven decisions with a fractional CFO, fractional finance manager or fractional financial controller. The Finance People will help you identify who you need, how long you need them for, and evolve your service as you scale.
A fractional CFO, fully embedded in your team
We understand that many growing businesses don’t need - or can’t justify - a full-time finance leader on payroll. But that doesn’t mean you should go without high-level financial expertise.
Whether you're filling a short-term gap, expanding into new markets, or simply need a smarter way to manage finances long term, a fractional CFO gives you the strategic firepower of a senior finance expert — without the overhead of a full-time hire.
That’s why we offer flexible, part-time and interim CFO support tailored to your business stage, goals, and budget — so you get lasting impact, not just a stop-gap.
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Start in as little as 5 days
We connect you with a vetted CFO quickly - often within a week - so you can take action when it matters most. No lengthy hiring process, just immediate strategic support.
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Save up to 60% vs full-time CFOs
You get top-tier financial leadership at a fraction of the cost of a full-time hire. Perfect for businesses that need strategy without the ongoing salary burden.
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Aligned to your stage and sector
Whether you’re scaling, fundraising, or planning an exit, your CFO brings relevant industry knowledge and hands-on experience. We match you with someone who understands your goals from day one.
A simple, strategic process built around your business.
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Understand the root problem
We’ll start by understanding what’s holding your business back — whether it’s cash flow, lack of visibility, messy reporting, or simply too much on your plate.
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Match you with the right CFO
We’ll pair you with a fractional CFO who has the right experience, personality and sector fit — someone who can hit the ground running and feel like part of your team.
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Set the financial priorities
Together, we’ll define what success looks like — and create a clear, actionable plan to strengthen your financial foundations and drive confident decisions.
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Flex the support as you grow
Whether you need a few days a month or more hands-on involvement, your CFO flexes with your needs — scaling support up or down as your business evolves.
A dedicated finance expert for your business
When you work with us, you’ll be matched with one dedicated finance expert — someone who feels like part of your senior team from day one.
We believe the relationship matters. That’s why we take the time to pair you with a fractional CFO who not only has the right experience, but also fits your business culture, pace and goals. Whether you need ongoing support or short-term input, you’ll never be passed between consultants or bounced around departments.
Instead, you’ll build a strong, consistent working relationship with someone who understands your business inside and out — and who’s there to help you make confident, strategic financial decisions every step of the way.
What our clients say
HLP → Achieved record-breaking turnover & reduce client dependency
Case studies
Marantec → Introduced systems and levelled up internal teams for long-term success
TMT First → Transformed financial leadership, having secured £1m in invoice financing
What’s the difference — and why does it matter?
Hiring a full-time CFO isn’t always the smartest move — especially if your business doesn’t need one 5 days a week. A fractional CFO gives you the same level of expertise and leadership, but with greater flexibility, lower cost, and no long-term commitment. Here’s how the two compare — so you can decide what’s right for your business.
| Aspect | Fractional CFO | Full-Time CFO |
|---|---|---|
| Experience & Expertise | Senior-level professionals with 10–20+ years' experience | Senior-level professionals with 10–20+ years' experience |
| Cost | Pay only for what you need — typically 40–60% less | Full-time salary + benefits + overhead |
| Flexibility | Fully scalable — adjust hours and scope as your business evolves | Fixed schedule and contractual terms |
| Speed to Hire | Matched and onboarded in days | Traditional hiring process can take months |
| Industry Exposure | Often work across multiple industries — broader strategic view | May have experience in just one or two sectors |
| Commitment | Part-time, interim, or project-based — no long-term lock-in | Long-term employment contract |
| Value Delivered | Focused on high-impact outcomes and strategic goals | Can get pulled into day-to-day operations |
| Ideal For | SMEs, startups, growth-stage companies | Larger companies with complex, ongoing finance needs |
Shahla Sadeq, Head of Finance at Marantec
“They’ve taught me that it’s not just about seeing a number on a spreadsheet - it’s about understanding where that number comes from, what it represents, and how it impacts the business.”
Frequently Asked Questions
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A fractional CFO is a highly experienced finance leader who works with your business on a part-time, project-based, or interim basis. You get the strategic insight of a full-time CFO — without the cost or long-term commitment.
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We can typically match you with a CFO within 3–7 days, depending on your needs and complexity. The onboarding process is simple, efficient, and tailored to your timeline.
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We work with SMEs, startups, and growth-stage companies across a range of sectors, typically with a turnover £4m-£20m. Whether you're preparing for investment, scaling operations, or stabilising cash flow, we’ll match you with a CFO who understands your stage and industry.
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Most of our CFOs work remotely, but we also offer hybrid or on-site options depending on your location and preference. We’ll recommend the best setup based on your needs.
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Our CFOs provide strategic financial leadership, including forecasting, cash flow management, fundraising support, board reporting, profitability analysis, and long-term planning. They act as a true financial partner, not just a numbers person.
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Every CFO in our network has been carefully vetted for qualifications, experience, and industry fit. Most have 10–20+ years in senior finance roles and a proven track record of delivering value to growing businesses.
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Very. You can scale hours up or down, shift focus areas, or pause the service with appropriate notice. Our goal is to provide flexible support that fits your business — not lock you into something you don’t need.
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Costs vary based on scope, experience level, and hours required, but most clients see a 40–60% savings compared to hiring a full-time CFO. We’ll provide a clear proposal with transparent pricing once we understand your needs.
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Yes — consistency is key. Once you’re matched with a CFO, they’ll remain your dedicated partner unless you request a change or your needs evolve.
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Simple — just fill out our contact form here. We’ll learn more about your business, define your goals, and match you with the right CFO quickly and seamlessly.
“Is it a fractional CFO that I need?”
Some businesses think they need a CFO, when in fact a fractional Finance Manager or fractional Finance Controller could deliver exactly the right level of support — and at a lower cost.
If your priority is building robust processes, keeping on top of cash flow, and getting accurate financial reports, a fractional Finance Manager might be the best first step. If you need tighter financial control, compliance, and oversight without a full-time salary, a fractional Finance Controller could be the answer.
Whatever your needs, we’ll help you find the finance professional that fits your business today — with the option to scale up to a CFO when the time is right.
